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All agents are NOT alike! Find out why we are top real estate experts. Call us: 239-839-3621.

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Fort Myers, Bonita Springs, Estero and Cape Coral real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Accepting An Offer >A Tough Sale

Here is a situation that many buyers have experienced. After searching for weeks, you found the perfect home and you made a very low offer. The sellers responded with a counter-offer which was several thousand dollars lower than their asking price. You came back with a slightly higher bid, and they came down some more. After many days of back and forth, you finally reached a meeting of the minds, and you are very pleased with the results.

If you have driven a hard bargain in purchasing a house, be sensitive to the seller's feelings as the transaction proceeds. They may be suffering from the impact of a rough negotiation. Try to minimize any additional requests you might make of the sellers. As you move toward your closing date, keep in mind that the sellers may not share your elation. If you are considerate and avoid making excessive demands, you can help everyone walk away from the transaction feeling satisfied with the outcome.

See All Tips In The "Accepting An Offer" Category >
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Real Estate Trivia
Q 
What might happen to the Empire State Building in extreme weather?

A 
The Empire State Building can sway several feet to either side when buffeted by a severe windstorm or rainstorm.
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The Marge Smith Team, REALTOR®, real estate agent and broker for Fort Myers, Bonita Springs, Estero and Cape Coral, Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

The Marge Smith Team
Century 21 Sunbelt Realty 1, Inc

13640 Six Mile Cypress Parkway
Fort Myers, FL 33912
Marge's Direct Line: 239-425-8882
Marge's cell: 239-839-3621
Fax : 239-561-5655
margesmith@NUMBER1EXPERT.com

I started out with a career as a Teacher but switched to Real Estate. I have been with Century 21 since the beginning and am proud to that I have been inducted into the International Hall of Fame. I have built Reputation for Results and a Tradition for Trust!!! EXPERIENCE THE DIFFERENCE!!!!!

GRI CRS MLS REALTOR


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